Union offers commercial insurance of medical expenses for foreigners who, from different reasons, are in Slovakia either for a short-term stay (visa) or for a long-term (temporary) stay and who cannot be insured in the system of public health insurance in Slovakia.
The insurance covers injury or illness, treatment of which requires provable costs for healthcare provided to the insured during the period of insurance. The insurance is applicable on the territory of Slovakia.
URGENT HEALTHCARE
sportsmen
trainers
international competitions
Slovak citizens who are abroad for a long-term stay and who are excluded from public health insurance in Slovakia
COMPLETE HEALTHCARE
students
wives and children
family members
diplomats
managers, executives
lecturers, scientists
chronically ill
entering insurance with health problem
risk health factors
pregnant persons with “maternity book“

The subject of insurance covers costs for provided healthcare in the scope:
- Urgent healthcare – healthcare in case of accident or sudden illness, averting imminent threat to health / or life, treating sudden acute pain, stopping bleeding
- Complete health care – complete treatment of injuries and diseases, prevention, monitoring of health condition, vaccination of children, pregnancy and postnatal care; treatment of diseases originated prior to coming to Slovakia provided the client was admitted to the insurance with them and informed the insurance company about them in advance.
What is covered by the insurance?
- Out-patient healthcare provided by contractual or noncontractual doctors according to choice of the client
- Hospital healthcare
- Urgent healthcare
- Drugs and medical aids subscribed by the doctor
- Diagnostic and therapeutic services prescribed by the attending physician
- Dental treatment in case of injury or need to relief pain
- Transport of the ill person by ambulance or air rescue service
What is the limit of claim payment?
- Standard amount of overall claim payment is EUR 60 000
- Limit for pregnant persons is EUR 17 000
- Limit for a new born until 10th day of life is EUR 3 500
If you are interested in closing insurance or getting more information, please write us using the contact form.
In case of injury or illness you can contact our contractual doctors and healthcare providers who are included in the list we prepared for you. It will be necessary to identify yourself by Union card and your identification document (passport).
In case that healthcare was provided by doctors not included in the list (noncontractual doctors) it can happen that in extraordinary cases you will have to pay costs for the provided healthcare from your own resources. We will reimburse your payment to your bank account immediately after the claim handling is finished. Report your claim by using the form Claim Report.